Insurance and Payment Options

Naperville Family Clinic

Flexible Insurance and Payment Options

At Dr. Sunita Koul's Internal Medicine practice in Naperville, IL, we're committed to making quality healthcare accessible to all. We understand that navigating insurance and payment options can be challenging, which is why we offer a range of flexible solutions to meet your needs.


Our office accepts:


  • Medicare
  • Railroad
  • Medicaid
  • Aetna
  • First Health
  • Coventry
  • UHC
  • Cigna
  • Cigna Healthspring
  • BCBS IL
  • BCBS IL Medicare Advantage Plan
  • Humana
  • Triwest
  • Multiplan-PHCS
  • Molina
  • Aetna Better Health
  • Meridan
  • Self-pay options


We work with most commercial health insurance providers to ensure comprehensive coverage for our patients. If you have questions about your specific insurance plan or payment options, don't hesitate to reach out to our staff.

Payment Options

  • American Express
  • Cash
  • Check
  • Discover
  • MasterCard
  • Visa
  • Zelle
  • Insurance
  • Care Credit
  • Self-Pay